TERMS OF SERVICE
The following terms and conditions govern the usage by you, our customer, of this Internet site to retrieve, review and print personal trust and investment account information (the "services"). Please read the terms and conditions of this agreement carefully, and if you agree that your use of the services available at this Internet site will be governed by these terms and conditions, select the "Login" button. By indicating your acceptance of these terms and conditions, you (our customer) acknowledge and agree to be bound by the provisions of this agreement for the use of all services available at this site. If you are not willing to be bound by the terms and conditions set forth below, please promptly exit from this web page. We reserve the right to discontinue services in the event that a customer does not comply with the terms and conditions contained herein.
1. USER ID AND PASSWORD
All customers will be provided with a user ID and password. You are solely responsible for the
maintaining the confidentiality of your user ID and password and we will not be responsible for any breach of security caused by the failure to so maintain the confidentiality of your User ID and password. You further agree that you will be responsible for all transactions and activities that occur as a result of your disclosure of your user ID and password, whether or not such transactions and/or activities were authorized by you. You agree not to provide your account information to third parties and shall at all times be responsible and liable for any transactions or activities that occur on your account. You shall immediately notify us in the event of any unauthorized use of your account or if you become aware of any other breach of security.
2. ACCOUNT DATA
All account data is provided as a convenience and for your information, but is not the official record. Your statement remains the official record. Account data provided through online services is generally updated on a daily basis and is subject to adjustment and correction.
3. LIMITATION OF LIABILITY
We will take reasonable security precautions to safeguard data and communications (including reasonable precautions to safely and securely transmit confidential information over the Internet). You hereby acknowledge that we hereby disclaim and you hereby agree that we shall not be liable for the interception of any such data or communications. You further agree that neither we nor any third party working with us to provide services hereunder shall be responsible for any damages caused by communications line failure, systems failure or other occurrences beyond our control, or resulting from the theft by any third party who gains access to your account by use of your user ID and password.
4. LICENSE TO USE THE SERVICES / COSTS OF ACCESSING THE SERVICES
Effective upon acceptance of this Agreement, we hereby grant you, our customer, a personal, nonexclusive, nontransferable, revocable license to access and use the services for your non-commercial use. You shall have no right to sell, resell, reproduce, duplicate, copy, distribute, create derivative works or exploit for commercial purposes, any portion of the services. You are solely responsible for obtaining all equipment and approvals necessary for connection to the World Wide Web and all charges associated with such connection, including but not limited to obtaining a PC and modem or other access device, having access to the World Wide Web and phone service charges.
5. PROPRIETARY RIGHTS.
We, and to the extent that portions of the services are provided by third parties, these third parties shall retain all right, title and interest to the services including all copyrights, trademarks, patents and all other intellectual property rights thereto, including without limitation with respect to all technology and account information or passwords used in connection with or provided as part of the services. You, our customer, may not, nor allow any third party to, copy, distribute, sell, disclose, lend, transfer, convey, modify, decompile, disassemble or reverse engineer the services for any purpose whatsoever. You further agree that you will not allow any third party to access the services for any purpose whatsoever. The copyright notices and other proprietary legends shall not be removed from the services and no right to use any trademark is granted under this Agreement. You, our customer, may not grant any sublicense, lease or other right in the services to any third party. We expressly retain all rights in the services that are not specifically granted under this Agreement.
6. TERMINATION.
You, our customer, may terminate your rights to access the services at any time by contacting our customer services department. We reserve the right to require that you provide us with written notice of your desire to terminate your account. Following any such termination, you agree that you will immediately cease to attempt to use the services. We reserve the right to decide, in our sole discretion, to restrict, suspend, terminate or modify the services with or without notice. We may do so in order to maintain the services, improve the services, to prevent fraud or for any other reason. It is hereby understood by our customers that we shall not be liable to our customers or any third party for any reason related to or arising from the termination of this Agreement, from our decision(s) to restrict, suspend, terminate or modify the services or arising from the limiting, delaying, denying access to or any decision to cease providing access to the services to some or all of our customers, whether such limitation, delay, denial or the cessation of services is within our control.
